Vision
Our coverage through Vision Service Plan (VSP) gives you access to quality vision care, and helps you save money on eye exams, eye glasses, and contact lenses.
- You may visit any eye doctor you choose, but you may save money on services and materials by using a VSP network provider.
- If you choose to use an out-of-network provider, you will pay the full cost for services and submit your receipts for reimbursement.
- To find a network provider, visit vsp.com or call 1-800-877-7195.
- You do not need a personalized ID card for coverage. You can tell your provider about your coverage to use the benefits.
| Vision Service Plan (VSP) | Vision Plan | |
|---|---|---|
| Covered Services and Supplies | In-Network | Out-of-Network Reimbursement |
| Eye exams – every calendar year | $10 copay | Up to $45 |
| Eyeglass frames – every other calendar year | $10 copay $150 retail allowance or $170 allowance for featured frame brands (can also be used for non-prescription sunglasses) |
Up to $70 |
| Eyeglass lenses1 – every calendar year | $10 copay | $30 to $100 (depending on lens type) |
| Contact lens exam – fitting and evaluation | Up to $60 copay | N/A |
| Elective contact lenses – instead of glasses; every calendar year | $150 retail allowance | Up to $105 |
| Medically necessary contact lenses – instead of glasses; every calendar year | Covered in full | Up to $210 |
| ¹ Polycarbonate lenses covered in full for dependent children, standard progressive lenses covered in full; average savings of 30% on other lens enhancements. | ||
| VSP Vision Rates | ||
|---|---|---|
| VSP | Biweekly Rates | |
| Employee Only | $1.92 | |
| Employee + Spouse | $3.85 | |
| Employee + Child(ren) | $4.13 | |
| Employee + Family | $6.59 | |