Asian mom and daughters

2026 Employee Contribution Rates

BCBSTX Medical Rates
HDHP + HSA
Coverage Level Biweekly Rates
Employee Only $41.74
Employee + Spouse $166.58
Employee + Child(ren) $124.45
Employee + Family $243.43
MID-PPO PLAN
Coverage Level Biweekly Rates
Employee Only $67.83
Employee + Spouse $228.54
Employee + Child(ren) $178.12
Employee + Family $332.21
HYBRID PLAN
Coverage Level Biweekly Rates
Employee Only $100.87
Employee + Spouse $291.03
Employee + Child(ren) $236.96
Employee + Family $421.02
Kaiser Medical Rates
HDHP + HSA
Coverage Level Biweekly Rates
Employee Only $52.68
Employee + Spouse $186.58
Employee + Child(ren) $143.54
Employee + Family $273.52
MID-PPO PLAN
Coverage Level Biweekly Rates
Employee Only $76.17
Employee + Spouse $240.30
Employee + Child(ren) $190.68
Employee + Family $350.40
Guardian Dental Rates
Dental PPO
Coverage Level Biweekly Rates
Employee Only $8.04
Employee + Spouse $15.39
Employee + Child(ren) $14.52
Employee + Family $23.57
 VSP Vision Rates
VSP
Coverage Level Biweekly Rates
Employee Only $1.92
Employee + Spouse $3.85
Employee + Child(ren) $4.13
Employee + Family $6.59
 
Guardian Optional Life & AD&D Rates - Employee/Spouse
Age Per $10,000
Under 25 $0.09
25-29 $0.09
30-34 $0.10
35-39 $0.13
40-44 $0.18
45-49 $0.28
50-54 $0.44
55-59 $0.75
60-64 $0.86
65-69 $1.43
70-74 $2.17
75+ $5.25

Optional Critical Illness Insurance

Critical Illness Insurance Biweekly Rates
Benefit Amount Employee <30 30-39 40-49 50-59 60-69 70+
$5,000 $0.85 $1.36 $2.65 $5.42 $9.44 $16.15
$10,000 $1.71 $2.72 $5.31 $10.85 $18.88 $32.31
$15,000 $2.56 $4.08 $7.96 $16.27 $28.32 $48.46
$20,000 $3.42 $5.45 $10.62 $21.69 $37.75 $64.62
$25,000 $4.27 $6.81 $13.27 $27.12 $47.19 $80.77
$30,000 $5.12 $8.71 $15.92 $32.54 $56.63 $96.92
Critical Illness Insurance Biweekly Rates
Benefit Amount Spouse <30 30-39 40-49 50-59 60-69 70+
$2,500 $0.43 $0.68 $1.33 $2.71 $4.72 $8.08
$5,000 $0.85 $1.36 $2.65 $5.42 $9.44 $16.15
$7,500 $1.28 $2.04 $3.98 $8.14 $14.16 $24.23
$10,000 $1.71 $2.72 $5.31 $10.85 $18.88 $32.31
$12,500 $2.14 $3.41 $6.64 $13.56 $23.60 $40.38
$15,000 $2.56 $4.08 $7.96 $16.27 $28.32 $48.46

Optional Accident Insurance

Coverage Level Accident Insurance Biweekly Rates
Employee only $4.86
Employee and spouse $8.14
Employee and child(ren) $8.50
Employee and family $11.77

Optional Hospital Indemnity Insurance

Coverage Level Hospital Indemnity Insurance
Biweekly Rates
Employee only $4.61
Employee and spouse $14.73
Employee and child(ren) $9.64
Employee and family $19.75
 
Guardian Optional Life Insurance Rates - Child
Age Per $10,000
Per child(ren) $5,000 or $10,000 in coverage: $0.16 per $1,000 of coverage
 
Optional AD&D (Employee, Spouse, and Child(ren)
$0.050 per $1,000 of coverage
 
Optional Disability (Non-Executive/Non-Office Employees)
STD per $10 in weekly benefit LTD per $100 of covered payroll
$0.30 $0.55