Dental
Regular dental care is an important part of managing your overall health. Your dentist can watch for developments that may point to other health issues. Our dental plan covers important care like cleanings and fillings for you and your enrolled family members.
- The plan covers two preventive dental visits every 12 months.
- You may use any provider you choose, but will save money with an in-network dentist who has agreed to charge negotiated rates for services.
- To find a network dentist, visit guardiananytime.com.
- You do not need a personalized ID card for coverage. You can tell your provider about your coverage to use the benefits.
| Guardian | Dental PPO | |
|---|---|---|
| Plan Benefits | In- or Out-of-Network | |
| Calendar year maximum | $1,500 per person | |
| Annual deductible (employee/family) |
$50 employee / $150 family | |
| Preventive and diagnostic services – exams, x-rays, certain labs, cleanings, fluoride treatments, sealants | Plan pays 100% (no deductible) | |
| Basic services – fillings, simple extractions, oral surgery, anesthesia, endodontics, periodontics | Plan pays 80% after deductible | |
| Major services – inlays, onlays, crowns, bridges, dentures | Plan pays 50% after deductible | |
| Annual maximum – for preventive, basic, and major care | $1,500 per person | |
| Orthodontia – for children up to age 19 | Plan pays 50% $1,500 lifetime maximum per person |
|
| Guardian Dental Rates | ||
|---|---|---|
| Dental PPO | Biweekly Rates | |
| Employee Only | $8.04 | |
| Employee + Spouse | $15.39 | |
| Employee + Child(ren) | $14.52 | |
| Employee + Family | $23.57 | |